There is good news for those who postpone buying an apartment due to down payments and monthly loan obligations!

"Kristal" is launching an innovative and citizen-oriented sales model in the real estate market: "Buy Your Home Piece by Piece!". This model is designed for everyone who wants to own an apartment but does not want loans or interest burdens.

The main advantage of the proposed model is the absence of any monthly payment obligation. The customer chooses the desired apartment and purchases as much living space as they wish, and this area is officially registered in their name. Whether it is 1 sq.m. or 5 sq.m.! Whenever the buyer wants and has the funds, they can expand their apartment by purchasing additional square meters.

During this process, no bank interest or loan increases are applied; every manat paid is directly converted into living space. The square meters previously purchased by the customer directly benefit from market price increases. As real estate prices rise, the value of the owned area increases at the same rate, ensuring protection of the invested funds against inflation.

One of the most remarkable aspects of this model is the complete absence of loans and interest. There is no interest and no monthly payment obligation. The customer makes payments only when it fits their budget and in the amount they choose.

If, in the end, the accumulated amount is not sufficient to purchase the selected apartment or if the chosen apartment is sold during that period, alternative options are offered. The customer can convert the accumulated value, calculated according to the market value of that day, into a suitable apartment in other "Kristal" projects.

If the customer decides not to purchase an apartment in the future or changes their mind at any time, they can withdraw their invested funds with an annual return of 12%. (The 12% annual return is calculated separately for each payment amount from the date of investment and applied proportionally to the actual holding period.)

With "Kristal"’s "Buy Your Home Piece by Piece!" sales model, you too can gradually own your apartment with no loan burden and no monthly payment obligation.

For more information, visit the sales offices or call the short number *1544.

kristal.az