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25 Sep 2026

New terms for buying an apartment at “Kristal”: interest rates on loans have been reduced

Loan terms for apartments currently under construction in “Kristal” projects have been updated. Under the new terms, apartments are offered with preferential financing starting from 8% per annum.

Interest rates are determined according to the loan term as follows: up to 36 months — 8% per annum, 36–48 months — 9% per annum, and 48–60 months — 10% per annum. This means that when choosing a loan term of up to 36 months, buyers can benefit from an annual interest rate of 8%. Please note that the new terms apply only to apartments currently under construction.

The updated loan terms make choosing an apartment in “Kristal” projects more flexible. The company’s projects are located in various areas of Baku and Sumgayit, including Narimanov, Yasamal, Bilajari, Khirdalan, and Sumgayit.

The projects offer apartments of different sizes and with various numbers of rooms across multiple locations. Smaller apartments are available for those looking for a more compact home, while larger options are offered for families seeking more spacious living areas. Apartments with private gardens and terraces are also among the available choices.

Apartments in “Kristal” projects are delivered fully renovated, eliminating the need for a lengthy renovation process after purchase.

“Kristal” projects also offer mortgage financing for up to 20 years. The company’s “Evini hissə-hissə al” model allows buyers to acquire a home gradually, with no interest and no monthly payment obligations.

A comfortable living environment is also one of the key advantages of “Kristal” projects. Depending on the project, residents can benefit from spacious green parks, recreation areas, football pitches, kindergartens, secure parking facilities, and 24/7 video surveillance systems.

Proximity to metro stations, major roads, schools, kindergartens, and other everyday amenities in the surrounding areas further expands the range of options available across the projects.

The loan terms have changed, making now a good time to choose the right apartment. To learn more about the apartments available in “Kristal” projects and the new loan terms, you can visit one of the sales offices or call *1544.

More information: *1544

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